Postal Insurance: Keep Your Shipments Safe and Sound

If you’re sending anything valuable, you’ve probably wondered whether the standard delivery service is enough. The short answer: it isn’t. Accidents happen, and parcels can get lost, damaged, or delayed. That’s where postal insurance comes in – a low‑cost add‑on that gives you a safety net and peace of mind.

At Same Day Express Delivery we make it easy to protect your items while they’re on the road. Whether you’re shipping a new laptop, a delicate piece of art, or a batch of customer orders, insurance can cover the replacement cost if something goes wrong. Below we break down the basics, so you can decide what’s right for you.

Why You Need Postal Insurance

Most courier services include basic liability, but that coverage is usually limited to a few pounds. If you’re moving a high‑value product, the standard limit won’t cover the loss. Postal insurance fills that gap by:

• Covering the full declared value of the item, up to the amount you choose.
• Providing fast claim processing so you can get reimbursed without a long wait.
• Giving you confidence when you ship internationally or across the UK.

Think about a recent sale: you’ve earned a good margin, but a single lost package could wipe it out. Adding insurance for a few pounds protects that profit and protects your reputation with customers.

How to Add and Claim Postal Insurance

Getting insurance with Same Day Express Delivery is straightforward. When you book a shipment online or over the phone, you’ll see an option to “Add Insurance.” Enter the declared value of the item – the higher the value, the higher the premium, but the cost is still a fraction of the item’s price.

After the parcel is picked up, keep the receipt and the tracking number. If something goes wrong, follow these steps:

1. Contact our support team within 48 hours of the incident.
2. Provide the tracking number, a photo of the damaged item (if applicable), and proof of purchase.
3. We’ll open a claim, investigate, and usually approve the payout within 5‑7 business days.

The process is designed to be hassle‑free – no endless paperwork or waiting months for a decision. Most customers get their reimbursement quickly and can reorder or replace the lost goods without losing cash flow.

When shipping internationally, remember that customs can add extra risk. Adding insurance covers potential delays, loss in transit, or damage caused by handling in another country. Our system works with major carriers, so you don’t have to manage separate policies.

One tip: always declare the accurate value. Under‑declaring might lower the premium, but it also reduces the amount you’ll receive if a claim is approved. Over‑declaring isn’t a problem, but it will increase the cost proportionally.

Another practical tip is to pack items securely. Insurance covers the value, not poor packaging. Use bubble wrap, sturdy boxes, and seal everything well. This reduces the chance of a claim being denied for “improper packing.”

Finally, keep a digital copy of every shipping label and insurance receipt. A quick reference can save you time if a claim pops up later.

In short, postal insurance is a tiny investment that can save you big losses. It’s especially important for same‑day deliveries where speed is essential but the risk of mishandling remains. With Same Day Express Delivery’s simple add‑on, you get coverage, fast claims, and the confidence to ship any item, anywhere in the UK.

Ready to protect your next shipment? Add insurance at checkout and ship with peace of mind.